Short Sales & Foreclosures

Homeowners – Know your options!

Distressed Property Expert, Wendy Valko of RE/MAX insists that foreclosure is not the answer to the current home ownership crisis looming throughout our State of Michigan.

Foreclosure, should be viewed as a last resort and only after everything else has been explored.  Many Michigan Families are fearful of their situations and do not realize that there are positive steps that can be taken to avoid foreclosure. 
Making Home Affordable Worksheet

Wendy Valko completed her certification as a Distressed Property Expert (CDPE) and views this designation as both a responsilitity and obligation to her profession and commitment to help financially distressed homeowners.  Her focus with homeowners facing foreclosure is to give them the hope of a dignified solution to their financial crisis through current lender loan modification, loan refinancing (short or long-term) or a short sale (a lender-approved sale at less than the outstanding loan balance).

Over 85% of the clients served by CDPE real estate professionals avoid foreclosure. Alex Charfen, founder of the Distressed Property Institute, believes that homeowners surrounded by a strong CDPE real estate agent team including legal and financial referrals have the greatest chance of avoiding foreclosure and at minimal financial investment to the homeowner.

Wendy’s commitment to help save homeowners from foreclosure occurred after participating in several short sales and bank owned transactions. Witnessing the helplessness, sense of being alone and guilt felt by homeowners facing foreclosure compelled Wendy to act as a homeowner advocate, lending a helping hand of expertise and compassion. With life experience, commitment to education, strong marketing systems development and checklists, combined with her knowledge of the pre-foreclosure process, she has given her clients an advantage in the current epidemic of foreclosures.

Not having a clear understanding of the elements and consequences of foreclosure lead many homeowners to just give up.  Wendy may not be able to save every house, but can offer a helping hand to every financially distressed homeowner.

LEARN MORE ABOUT WENDY